American
National Insurance Company
American
National Insurance Company ("American National")
has been evaluated and assigned the following ratings by
nationally recognized, independent rating agencies. The
ratings are current as of April 2006.
A.M.
Best -- A+ (Superior) -- 2nd highest of 13 active
company ratings 1
"A
superior ability to meet their ongoing obligations to policyholders"
Standard
& Poor's -- AA (Very Strong) -- 3rd highest of 20 active
company ratings 2
"Very
strong financial security characteristics, differing only
slightly from those rated higher"
Ratings
reflect current independent opinions of the financial capacity
of an insurance organization to meet the obligations of
its insurance policies and contracts in accordance with
their terms. They are based on comprehensive quantitative
and qualitative evaluations of the company and its management
strategy. The rating agencies do not provide ratings as
a recommendation to purchase insurance or annuities. The
ratings are not a warranty of an insurer's current
or future ability to meet its contractual obligations.
Ratings
may be changed, suspended, or withdrawn at any time. For
the most current ratings view the full rating reports on
American National's website @ www.anico.com.
1
A.M. Best's active company rating scale is: A++ (Superior),
A+ (Superior), A (Excellent), A- (Excellent), B++ (Very
Good), B+ (Very Good), B (Adequate), B- (Adequate), C++
(Fair), C+ (Fair), C (Marginal), C- (Marginal), and D (Poor)
2
Standard and Poor's active company rating scale is: AAA
(Extremely Strong), AA (Very Strong), A (Strong), BBB (Good),
BB (Marginal), B (Weak), CCC (Very Weak), CC (Extremely
Weak). Plus (+) or minus (-) modifiers show the relative
standing within the categories from AA to CCC.