AUTOSURE
From ANPACSM
Better
Value Means Getting the Personal Touch.
Because
you want the best value for your money, in some circumstances
it may make sense to purchase an item over the phone, through
the mail, or on your personal computer. But, not always!
Without
the right insurance protection, you and your family might
not be able to pay for necessary medical treatments, car
repairs, legal fees, and other costs that come with being
involved in an accident whether you're at fault or not!
When
you choose AUTOSURE FROM ANPACSM,
you get a professional agent who lives and works in your
community, who understands your financial needs. Your
local American National agent will meet with you personally
to help you make sure your family's insurance protection
has the right features for you, so that you're protected
when you need it most!
Better
Value Means Money Saving Features.
Automatic
Rental Coverage
We decided our customers need rental car coverage automatically
included in their policy at no extra charge. Most companies
charge for this features.
One
Deductible for Multiple Losses
If you insure your auto and home with ANPAC®,
our Common Cause
of Loss Deductible allows you to pay one deductible
even if more than one item is damaged or destroyed by a
single event.
Collision
Waiver
If you should be involved in an accident with another car
insured with ANPAC®, all or a portion of your
collision deductible may be automatically waived.
Other
valuable, innovative features
-
Good student discount
-
Passive
restraints discounts
-
Ticket-free
discounts
-
Special
rates for drivers age 45 & over
-
No
deductible for windshield repair
Discounts
and policy provisions may vary by state. Check with your
agent about coverages available in your state and the provisions
applicable.
Better
Value Means Superior Service.
ANPAC®
is proud to be named to the 2003 Ward's 50 Benchmark Group
for achieving outstanding financial results in the areas
of safety, consistency and performance since 1994.
Our
Innovative CA$HBACK from ANPAC®
Pays you 25% of your combined auto and homeowners premiums
if you remain claim free for the first three years.
TLC
(Tri-Line CoverageSM) Discount
Choose American National for your auto, home and life and
you'll receive a special discount on qualifying auto and
home premiums. It's our way of rewarding customers who trust
American National with all three insurance needs.
Fast
Efficient Claim Service
Report claims toll-free at 1-800-333-2860 24-hours a day,
7 days a week. Nine out of ten customers tell us, based
on our claims service, they would recommend ANPAC to someone
they know.
AUTOSURE
FROM ANPACSM Offers a
Full Line of Coverages.
Liability
- Pays for damages due to bodily injur and/or property damage
from a covered loss for which an insured is legally liable.
This coverage includes defending you in a lawsuit, bail,
bond expense, attorney fees, and medical first aid at the
accident scene.
Medical
Payments - Pays for reasonable and necessary medical
expenses arising out of an accident up tot he limit purchased
per person.
Personal
Injury Protection - Pays for reasonable and necessary
medical expenses and lost wages arising out of a covered
accident up to the limit purchased per person.
Comprehensive
- Pays for loss or damage to your insured car by a covered
loss other than a collision or upset. This included but
is not limited to: theft, fire, missiles, falling objects,
larceny, explosion, windstorm, hail, water, vandalism or
malicious mischief, riot, impact with animals, and glass
breakage.
Collision
- Pays for damage to your insured car resulting from a collision
or upset.
Towing
and Labor - Pays towing and labor costs incurred each
time your insured car is disabled. Labor costs at the place
of disablement are covered.
Rental
Reimbursement and Travel Expense - Pays up to $25 per
day rental expense while your car is being repaired due
to a covered loss for up to 30 days. Higher limist are available.
If
the loss occurs more than 50 miles from home, extra expenses
incurred for meals, lodging and transportation fares to
return to your home or your destination are covered.
Uninsured
Motorist - Pays for damages for bodily injury to an
insured person caused by a motor vehicle driven by a legally
liable, but uninsured or unknown (hit and run) driver.
Underinsured
Motorist - This coverage applies when your bodily injury
is caused by an underinsured motor vehicle, as defined in
the policy.
Accidental
Death, Dismemberment, Disability - Pays up to a specified
amount for death, loss of limbs, loss of sight and certain
other injuries to designated person(s) resulting from a
car accident.
Work
Loss Coverage - Pays designated person(s) up to 85%
of earnings lost because of auto accident injuries subject
to certain maximum limits shown in the policy.
This
summary of coverages is not a statement of contract. Some
coverages may not be available in all states. All coverages
are subject to the exclusions, conditions and requirements
stated in the policy.