Country
Estate Insurance (Part-Time Farmer)
Coverage
for the hobby farmer.
Whether
you have a modest fruit and vegetable stand, a small pick-your-own
Christmas tree operation, or a few horses out to pasture...
if you have a farm, no matter how small, you have risks.
As an
offshoot of American National Property and Casualty Company's
(ANPAC®) Special Farm Package 10, the Country Estate
program was designed for people who enjoy farming on the
side, but make the majority of their income elsewhere. Country
Estate goes beyond traditional farm coverage, providing
a flexible farm package that's tailored to the needs of
hobby farmers like yourself.
Who
can qualify for Country Estate?
Generally,
if you have less than $13,000 of farming income, and have
10 or less large animals (except horses which are limited
to 5 maximum) or 40 or less small animals, you could qualify
for Country Estate.
Adaptability
At ANPAC,
we understand that a standard one-size-fits-all policy simply
doesn't fit everyone. Your operation is unique, and your
insurance coverage should address this fact.
Depending
on the coverages desired, you may customize your policy
by choosing among five divisions and a variety of options
within those divisions.
Similar
perils (causes of loss, such as wind, fire, theft, etc.)
are combined into groups, to achieve the combination of
coverages that are right for you.
The
five divisions include:
- Residences
and Household Contents
- Buildings
and Building Contents
- Farm
Personal Property
- Scheduled
Personal Property
- Liability
Flexibility
Unlike
the homeowners policy you may be using now to cover your
farming exposures, Country Estate allows you to customize
your policy more precisely to match you individual needs.
Is
Country Estate right for me?
Protection
tailored just for you helps ensure you're getting exactly
what you need and that you're not paying for extra coverages
you don't want.
Don't
take the fun out of your hobby by not preparing yourself
for the unexpected.
Talk
to your local American National agent for details on how
the Country Estate program could be adapted to meet your
personal needs.
Competitive
Business Insurance available through
Osby Insurance ...Your Agency for Life!
Call for details!
515-727-LIFE (5433)
