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....

Iowa residents
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exceeding

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Protect your most important asset....
YOUR IDENTITY!



 

Renters Insurance

For Renters Only.....You have a lot to lose if you don't have Renters Insurance

American National's Renters Insurance will protect your Personal Property from:

  • Fire/Lightning
  • Windstorm/Hail
  • Theft on & off premises
  • Explosion/Smoke
  • Riot/Vandalism/Malicious Mischief

Our Renters Insurance protects you from Personal Liability for:

  • Physical damage to property of others
  • Comprehensive personal liability
  • Medical payments to others
  • Injuries to guests
  • Your animals

Your Renters Insurance plan also includes the following features:

  • Liability coverage on watercraft with outboard motors (up to 25 hp) and inboard motors (up to 50 hp).
  • Personal property automatically covered for 30 days when you move to a new residence.
  • Protection from theft or personal items from your car.
  • Full coverage on personal items away from the premises. 10% coverage at another insured residence.
  • Additional living expenses when an insured loss requires that you leave your household temporarily.
  • $1,000 coverage for theft or unauthorized use of credit cards, loss due to forgery, and counterfeit money. No deductible is applied.
  • Defense costs.

These special features may be added at a small additional cost:

  • Increased additional living expense.
  • Earthquake coverage.
  • Replacement cost coverage on your contents.
  • Specific coverage for personal items of value such as jewelry.

American National Renters Insurance provides protection for people who rent. The policy is essentially the same as Homeowers Protection except it excludes coverage of buildings.

 

 

 

 

 

 


American National Insurance Company, Galveston, TX
American National Property and Casualty Companies, Springfield, MO

These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy, or, for more information about coverage options and availability, talk to your American National agent. All products, coverages, and options are not available in all states, and eligibility guidelines apply. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites, which are not maintained by American National Insurance Company, it's subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.



Osby Insurance operates exclusively in the State of Iowa

 

Copyright © 2007 Osby Insurance and Some Assembly Required.
All rights reserved.


Greg Osby, CLU
8515 Douglas Ave. Suite 22
Des Moines, IA 50322
(515) 727-5433 - ph
(515) 727-5199 - fax



Serving the Greater Des Moines area in Iowa including:

Des Moines, Urbandale, Clive, Windsor Heights, West Des Moines, Ankeny, Norwalk, Waukee, Granger & Johnston, Iowa



With ANPAC Five Star Claim Service™ you can be sure that your premium dollars will buy the protection you need and the prompt, courteous service that you deserve.

Choose American National for your auto, home, and life insurance needs, and receive up to a 15% TLC Discount on qualifying auto and home premiums.